Invoice factoring
Roughly 30 to 90 days is how long a net-term invoice can sit unpaid, and that gap is exactly what invoice factoring in Xenia closes. You sell an outstanding B2B invoice to a factor and receive cash now instead of waiting on the customer. Burnside Lending Group, a broker, matches Xenia owners to the right factoring structure.
Consider two paths. One, you wait for a freight broker or a county contract to pay on its own schedule while payroll comes due. Two, you factor those receivables and keep cash moving. The second path trades a small discount for predictability, and for many Xenia haulers and staffing shops that trade makes sense.
Invoice factoring
Xenia sits where US 35 meets US 68 and 42, a crossroads that has long made it a natural stop for trucking, distribution, and manufacturing suppliers. Those firms bill on terms and wait, which is precisely where factoring earns its keep. Flexible advance amounts let you factor some invoices and hold others.
Companies along the Progress Drive and Commerce Center corridors, plus contractors serving Greene County government offices downtown, often carry slow-paying commercial or public receivables. A machine shop supplying a Dayton-area tier-one plant, or a staffing agency placing workers near the old Xenia Towne Square area, can convert those invoices into working cash without adding term debt. You choose which customers and which invoices to include.
As a broker, Burnside Lending Group does not buy your invoices directly. Instead, we compare factoring companies and structures, then walk Xenia owners through recourse versus non-recourse options and spot versus whole-ledger arrangements. The aim is a fit that matches how your receivables actually behave.
We start by reviewing who your customers are, how they pay, and how quickly you need cash. From there we line up options side by side so you can weigh flexibility against cost. Explore the full Xenia business funding hub, our main invoice factoring page, or the Dayton city hub for the regional picture.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
