Commercial Loan Broker in Dayton, OH
57% of Dayton businesses that applied directly to a single bank reported they would have explored more options had they known a broker could compare multiple lenders at once.
57% of Dayton businesses that applied directly to a single bank reported they would have explored more options had they known a broker could compare multiple lenders at once.
A commercial loan broker in Dayton acts as your advocate, comparing loan products across multiple lenders to find terms that fit your cash flow, collateral, and growth timeline. Instead of filling out separate applications at four or five banks, you work with one broker who shops your file to SBA lenders, equipment finance companies, commercial mortgage lenders, and alternative capital sources. Burnside Lending Group serves businesses along the Indian Ripple Road corridor in Beavercreek and across Montgomery County, matching manufacturers, medical practices, logistics firms, and retail operators with the right capital partner.
At 2650-2680B Indian Ripple Rd, Beavercreek, OH 45440, Dayton, OH, we broker SBA 7(a) loans, working capital lines, equipment financing, commercial real estate mortgages, invoice factoring, and more. Call (937) 389-9513 to start your file.
Path one: you approach a single bank. If your debt-service coverage sits below their threshold or your property type falls outside their appetite, you hear "no" and start over. Path two: a commercial mortgage loan broker in Dayton submits your scenario to a panel of lenders simultaneously, highlighting strengths one underwriter values even if another does not. The broker path typically surfaces longer amortizations, lower down-payment requirements, and more flexible prepayment terms because competition among lenders drives better offers.
Burnside Lending Group works with established businesses and startups across Dayton and nearby communities including Kettering, Centerville, Huber Heights, Fairborn, Moraine, Vandalia, West Carrollton, and Xenia. You qualify for broker assistance if you need at least $50,000 in commercial financing, can document revenue or projections, and have a clear use of funds. We place loans for owners with credit scores from the mid-600s upward, for businesses in service, manufacturing, healthcare, hospitality, and retail. A commercial property loan broker evaluates your real estate and operating history together, so a strong lease or purchase agreement can offset thinner personal credit.
Manufacturers along the I-675 corridor finance CNC mills and robotics through equipment loans we broker. Medical practices in Kettering and Beavercreek use commercial real estate financing to buy their clinic buildings, locking in occupancy costs. Distributors in Moraine tap invoice factoring to smooth receivables from large retail accounts. Restaurants in downtown Dayton secure working capital lines to bridge seasonal dips. A mortgage broker for commercial property also arranges cash-out refinances when a building's appraised value has climbed, freeing equity for tenant improvements or a second location.
How it works
Call (937) 389-9513 or visit our Beavercreek office off Indian Ripple Road, a ten-minute drive from Wright-Patterson Air Force Base's Area A gate. We gather three years of business tax returns, interim profit-and-loss statements, a personal financial statement, and details on the asset or project you want to finance. Within 48 hours we present two to four term sheets from lenders whose underwriting appetite matches your profile. You choose the offer with the amortization, prepayment flexibility, and covenants that suit your plan. We coordinate documentation, title work, appraisals, and closing so you deal with one point of contact instead of four separate loan officers.
An HVAC contractor based near the Fairfield Commons area needed six service vans and diagnostic equipment to fulfill a multi-year maintenance contract with a Dayton Public Schools facility. The owner had been quoted a 60-month term and a balloon payment by his bank. As a commercial business loan broker, we matched him with an equipment lender offering an 84-month amortization, no balloon, and a seasonal skip-payment option for January and February when service calls drop. The longer term reduced his monthly outlay by nearly 30%, preserving cash for payroll during slower winter months.
Serving the Dayton area
We know which lenders fund which kinds of Dayton businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.