73% of Dayton small businesses report that loan-term flexibility matters more than rate alone. Burnside Lending Group, a licensed commercial business loan broker serving Dayton, Beavercreek, Kettering, and surrounding communities, connects you to multiple lenders offering SBA 7(a), working capital, equipment financing, commercial real estate loans, business lines of credit, invoice factoring, and more, without the single-menu limitations of a bank.
A business loan broker in Dayton acts as your advocate, shopping your file across a network of lenders to find terms that fit your cash flow, collateral, and growth timeline. Instead of applying to one institution and hoping for approval, you gain access to SBA loan broker channels, alternative lenders, and equipment finance broker pipelines in a single conversation. Burnside Lending Group reviews your needs, matches you to programs with flexible repayment structures, and walks you through underwriting, no origination from our balance sheet, only brokerage and guidance.
Dayton's mix of aerospace manufacturers along the Route 4 corridor and Main Street retail in Oregon District means one financing structure rarely fits all. A broker tailors the search.
You submit financials to your bank, wait for a credit committee, and receive a take-it-or-leave-it term sheet. If denied, you start over elsewhere. If approved, you never learn whether another lender would have offered longer amortization, lower collateral requirements, or a seasonal payment schedule.
Small business
You share your story once. Burnside Lending Group pre-qualifies your scenario, identifies two or three lender matches, and presents options side by side, often including an SBA broker route for longer terms or a hard money lending broker channel for speed. You compare, choose, and close with transparency at every step.
Most small business loan broker engagements begin with owners who have been in operation six months or longer, though startups with strong guarantor credit can access SBA programs. Typical uses include:
- Manufacturing equipment for precision shops in Moraine or Huber Heights - Commercial real estate acquisition near Wright-Patterson AFB in Fairborn - Working capital to bridge seasonal dips for Centerville retailers - Invoice factoring through broker factoring companies for freight and logistics firms in Vandalia
Burnside Lending Group reviews tax returns, bank statements, and a brief narrative of how the capital will be deployed, then matches you to lenders whose underwriting appetite aligns with your profile.
How it works
Call (937) 389-9513 to schedule a consultation at our Beavercreek office, 2650-2680B Indian Ripple Rd, Beavercreek, OH 45440, Dayton, OH, or by phone. Bring two years of business tax returns, year-to-date profit-and-loss, and a brief use-of-funds outline. Within 48 hours, we present a shortlist of lender options, each annotated with term length, collateral requirements, and prepayment flexibility. You choose; we coordinate documentation and closing.
Learn more about commercial lending in Dayton or explore specific programs like SBA 7(a) loans, equipment financing, and invoice factoring. We serve Dayton and nearby communities including Xenia and West Carrollton.
What does a business loan broker do? A business lending broker shops your loan request across multiple lenders, comparing rates, terms, and collateral requirements so you can choose the option with the most flexible repayment structure and underwriting fit for your Dayton business.
How much does a broker charge in Dayton? Most business loan brokers, including Burnside Lending Group, are compensated by the lender at closing, not by you directly. Always confirm fee structure during your first call to avoid surprises later in the process.
Can a broker help with SBA loans? Yes. An SBA broker pre-screens your eligibility for 7(a) or 504 programs, assembles the required documentation, and submits to Preferred Lender Program banks, often shortening approval timelines and improving your chance of favorable terms.
Do I need perfect credit to work with a broker? No. Brokers access both prime and subprime channels. If your personal FICO sits below 680, Burnside Lending Group can route your file to alternative lenders or equipment finance broker networks that weigh cash flow and collateral more heavily.
Serving the Dayton area
We know which lenders fund which kinds of Dayton businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
