73% of Dayton-area businesses that explore multiple financing structures secure better repayment terms. Burnside Lending Group brokers business loans in Dayton with one priority: matching your company to lenders who offer flexible terms you can live with.
What we broker
Fast, local guidance and lender matching for Dayton businesses.
Learn moreFast, local guidance and lender matching for Dayton businesses.
Learn moreFast, local guidance and lender matching for Dayton businesses.
Learn moreFast, local guidance and lender matching for Dayton businesses.
Learn moreFast, local guidance and lender matching for Dayton businesses.
Learn moreFast, local guidance and lender matching for Dayton businesses.
Learn moreA commercial loan broker connects you to multiple funding sources instead of locking you into one bank's checklist. Burnside Lending Group reviews your cash flow, collateral, and growth plan, then presents options from our national lender network. You compare term lengths, prepayment rules, and collateral requirements side by side. Direct lenders show you their single product; we show you the market. That difference matters when a three-year term costs less each month but a seven-year SBA loan preserves more working capital for inventory or payroll.
Dayton's economy blends aerospace contractors around Wright-Patterson Air Force Base, healthcare networks downtown, and advanced manufacturing in Moraine and West Carrollton. Each sector carries different revenue cycles and asset profiles, so cookie-cutter loan packages rarely fit. We tailor program selection to whether you invoice the federal government on net-60 terms, run a seasonal HVAC operation, or lease commercial kitchen space in the Oregon District.
Loan programs
SBA 7(a) loans deliver up to $5 million with government guarantees that let lenders extend longer terms and lower down-payment requirements than conventional commercial credit. Burnside Lending Group brokers these for acquisitions, real estate purchases, debt refinancing, and working capital.
Learn how SBA 7(a) loans workWorking capital loans fund payroll gaps, inventory buys, and seasonal cash crunches without tying up equipment or real estate as collateral. Terms run six months to three years; lenders underwrite on revenue history and bank statements rather than appraisals.
Compare working capital optionsEquipment financing spreads the cost of machinery, vehicles, restaurant gear, or medical devices across the useful life of the asset. The equipment itself secures the loan, so approval hinges on invoice value and your ability to generate revenue with the tool, not just credit history.
Explore equipment financing detailsCommercial real estate loans finance the purchase or refinance of owner-occupied office buildings, warehouses, retail storefronts, and mixed-use properties. Lenders typically require 15-25% down and offer 15- to 25-year amortizations with five- or ten-year rate locks.
Review commercial real estate loan programsBusiness lines of credit provide revolving access to capital you draw and repay as needed, paying interest only on the outstanding balance. Credit lines suit companies with unpredictable expenses or project-based revenue, like IT consultants in Fairborn or event planners in Kettering.
More on Business Lines of CreditInvoice factoring converts outstanding B2B or government invoices into immediate cash by selling the receivable to a factoring company at a discount. You receive 70-90% upfront; the factor collects payment directly from your customer and remits the balance minus fees.
See how invoice factoring worksWho we serve
Dayton's position at the crossroads of I-75 and I-70 makes it a logistics hub for distribution centers in Vandalia and Moraine, while the University of Dayton and Wright State University feed a steady pipeline of startups and research spin-offs. Downtown revitalization around the Dayton Arcade and Oregon District has spurred restaurant, brewery, and boutique retail growth. Xenia and West Carrollton host automotive suppliers and precision manufacturers. Each corridor brings distinct collateral types, revenue patterns, and lender appetites. Burnside Lending Group's broker model lets us route your application to the funding sources that already understand your niche, whether you're a defense subcontractor, a healthcare staffing agency, or a craft beverage producer.
We operate from Beavercreek, minutes from your business via I-675 or US-35. Call (937) 389-9513 to discuss which program aligns with your growth stage and repayment capacity. Visit our Service Areas page to confirm we cover your location, or read more About our broker approach.
At a glance
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
